Click on to any plan for more information and to complete an "E-mail Request Form"

The following voluntary benefits are being offered to you by the NYSRTA Trust. In most cases you may pay via direct bill or automated bank payments. Complete details will be provided after you complete the "Request Forms" for the benefit plans in which you are interested. This internet service is being provided to make your investigation as convenient as possible. Please let your Insurance Trust know of any suggestions that would enhance this service. Thank you.

1. NYSRTA Health Plan - This plan is important for those who are eligible for medical and have no plan supplied via their school system, for a spouse who lost coverage when their covered spouse died, or for those who pay a large monthly premium.
2. Dental Plan - This new benefit provides reimbursements for most standard preventative and restorative services. If you go to a "network" dentist, this new plan pays for the entire service charge.
3. FamilyAssistNet™ - Provides guidance to pre-screened nursing homes and home care workers and a discount on services.
4. Long-Term Care Insurance - Helps protect your assets and income if you need long-term care at home or in a nursing home. Plans are customized to your family's needs. You can choose a traditional policy or a "NY Partnership" plan.
5. Grandparent/Grandchild Plans -Life Insurance and Annuities provide protection and cash value to help grandchildren with future financial needs and plans.
6. Annuities- Investments to help memebers to maximize their interest on their savings or re-invest their "Qualified Distribution", on a tax deferred basis.
7. Life Insurance -"Final Expense" covers expenses associated with a death;there are several plans - "Senior Term" is term insurance usually used to cover debts; "Total Assurance" is for those who do not wish to have a physical exam; Universal Life is for family protection and estate planning.
8. Vision Plan- Provides members with savings on their eyeglasses and on their eye exams. This card is good if you spend more than $125.00 on your glasses.
9. Hearing Plan- Provides discounts on hearing aids, hearing aid supplies, and hearing aid repairs.